How to determine monthly deposits to reach a financial goal

mercredi 26 février 2014

Hi everybody. I'm trying to figure out a somewhat confusing problem about savings accounts.

I want to save 96,000 over the span of 20 years (or 240 months). At the moment there is no money in the account. My account compounds interest monthly at a rate of .5%. How do I determine the amount of money I should be setting back every month to reach my goal?

In sum:

a_0=0

a_240= 96000

r=0.5%=.005

b=monthly deposits, so, how do I find b?



Any input would be greatly appreciated.




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